Financial Plan Forms

Secure Your Future with Our Financial Planning Tools

Making a financial plan for when one spouse dies can be daunting. That’s why we’ve developed user-friendly tools to simplify the financial plan process for you. Our forms are designed to educate and empower you to make informed decisions about your financial future. Please note that these forms are for educational purposes only and do not constitute financial advice. Use the information provided at your own discretion.

Easiest Retirement Budget Worksheet

The Easiest Retirement Budget Worksheet is ideal for planning a couple’s finances after one spouse passes away. The goal is to shield the surviving spouse from a major income loss affecting their lifestyle. The worksheet was initially created to calculate a budget while working and estimate income changes in retirement.

However, you can also use it to plan for replacing a drop in Social Security income. You may already be retired, but work through the worksheet as if you were starting another phase of retirement. The beginning pages guide you through the actual worksheet. With this in mind, when you get to the second section of the worksheet beginning after page nine, you will see that there are two columns, current and alternative 1/retirement. This portion of the worksheet is to calculate your income with both spouses living. The second column can be a “what if” column showing the income if only one surviving spouse exists. You can find The Easiest Retirement Budget Worksheet Below.

Life Insurance Estimation Tool

Life insurance is a critical component of financial planning that ensures your family’s future is secure, even in your absence. To help you understand the amount of coverage you might need, we’ve developed a comprehensive worksheet that considers various factors such as:

  • Current Financial Obligations: Include debts, mortgages, and personal loans you owe.
  • Income Replacement: An estimate of the income required to maintain your family’s standard of living for a desired number of years.
  • Future Financial Goals: Whether it’s your children’s education, spouse’s retirement, or any other long-term plans, life insurance can help achieve these goals without financial strain.
  • End-of-Life Expenses: Covering funeral costs, medical bills, or any final expenses to prevent these from becoming a burden for your loved ones.

Our specially designed page provides an interactive form where you can input your financial details confidentially and receive an instant estimate. It’s user-friendly and tailored to help you make an informed decision about the life insurance coverage you need.

Visit our Life Insurance Estimation Page – Your first step towards a secure financial future for your family.