Banner Life
John Hancock

How to protect your family with life insurance.

Easy 4 step process.


Judge how much life insurance you need. If you need help determining how much life insurance you need, call or send a text to 713-320-6124


Click on the orange compare quotes button. Enter your information. Within seconds you will have a quote to compare life insurance companies, policies, and prices.

Apply  –

After you complete the online quote form, Van Richards will contact you to guide you through the application process.


Life insurance underwriters at the life insurance company you choose will review your application. Once everything is in order, you pay for your policy and receive a copy for your records. Plus, you get a customer satisfaction guarantee.

Customer Satisfaction Guarantee

3 promises to clients.


In professional relationships, I pledge to make every conscientious effort to ascertain, understand, and render the same level of service, which, in the same circumstances, I would apply to myself.  Truly, Van Richards


Your information will not be sold. All communications will remain private unless we are compelled by law.


After you receive your life insurance policy, you have a no questions asked thirty-day money-back guarantee.