About

Your family needs you. I can help you protect them from the financial pain of losing a loved one with life insurance.

I’m Van Richards, ChFC® the founder of Advice 4 Life Insurance. I help families plan for the future.

Van Richards, ChFC®
I’m Van Richards, I help families plan for the future.

Over the past thirty-plus years, I have helped families

  • Pay expenses and settle debts after the death of a loved one
  • Pass businesses from one generation to the next
  • Helped parents pay for the education of their children
  • plan for disability
  • save for retirement

Life insurance was significant in all these situations. However, it did not solve every problem. Knowing when to and when not to use life insurance is key to good planning.  Request a quote.

My inspiration

I am grateful to the many people that have allowed me to be their guide for their financial challenges.  It may sound cliché. However, my family has taught me how to be a better financial advisor too.  I have learned how to care about other’s situations, be humble, a better listener, diplomatic, patient, more kind, forgiving, God-fearing, and thankful to God.

Helping you overcome challenges

Everyone faces challenges in their life.  It doesn’t matter if you are wealthy or not.  That is to say, we are all human and face similar obstacles.  I have overcome many challenges, and like you, I continue to face barriers in life. 

I can be your guide

If you want to protect your family with life insurance or leave a legacy to your family, I can help you. Request a quote.