About Advice 4 Life Insurance

Life Insurance provides the security your family needs when the unexpected happens. I can help you protect them from the financial burden of losing a loved one, ensuring peace of mind and stability for the future.

I’m Van Richards, ChFC®, RICP®, the founder of Advice 4 Life Insurance. I help people like you protect their family and business with life insurance.

Van Richards can provide life insurance protection for your business or family — I’m Van Richards, I can help you plan for the future.

Over the past thirty-plus years, I have helped families

Pay expenses and settle debts after the death of a loved one
Pass businesses from one generation to the next
Helped parents pay for the education of their children
plan for disability
Save for retirement

Life insurance was significant in all these situations. However, it did not solve every problem. Knowing when to and when not to use life insurance is key to good planning. Request a quote.

My inspiration

I am grateful to the many people who have allowed me to guide them through their financial challenges. Although it may sound cliché, my family has taught me how to be a better financial advisor, too. I have learned how to care about others’ situations, be humble, a better listener, diplomatic, patient, kind, forgiving, God-fearing, and thankful to God.

Why I do this

Life insurance is more than just a policy—it’s peace of mind for the people and purposes you love. Over the years, I’ve seen firsthand how the right financial protection can ease burdens, give security, and create lasting legacies. My goal is to help families and business owners make informed decisions so they can focus on what matters most. Whether it’s safeguarding a future or leaving a legacy, I’m here to help you every step of the way.

Helping you overcome challenges

Everyone faces challenges in life, whether they are wealthy or not. That is to say, we are all human and face similar obstacles. I have overcome many challenges, and like you, I continue to face barriers in life.

I can be your guide

If you want to protect your family with life insurance or leave a legacy to your family, I can help you. Request a quote.